Sebonic Financial works within Cardinal Financial.
Cardinal Financial was originally founded in 1987 and proudly serves as one of the most senior lenders in the industry. After years of working for other mortgage companies, our leadership saw the way the market was changing and thought, “There has to be a better way.” So we embarked on a journey of modernization under new ownership in 2013.
We’re innovators at heart, and for years we’ve been building and investing in our proprietary technology Octane®. It’s our revolutionary loan origination system that’s transforming the industry and helping us deliver a better mortgage experience.
From humble beginnings to strong roots, we grew from 100 employees to a nationwide lender in just five years. While we experienced significant growth, we knew that in order to stay relevant in a changing market, we had to diversify. We’ve since incorporated multiple channels into our business model and identified key leaders to spearhead their growth.
In 2016, it became clear that we needed a new identity to match our modern way of thinking about mortgage lending. So we rebranded and launched an entirely new logo, website, and marketing materials to better serve our customers and our partners. We continue to innovate and grow, adding new team members and branches across the U.S.
Who will service my mortgage?
Cardinal Bank - Cardinal Financial will service your loan initially. It is very common that loans are sold to other companies. Your mortgage terms will not change. You will be just be paying another servicer.
Mortgage Amortization Chart
How much will I pay for principal and interest? If I pay more than the mortgage, how much sooner will I payoff my loan?
Still interested in buying a home or refinancing?
Email me at email@example.com for specific inquiries.